Get a Same Day Loan up to £800 Paid Today!
- Same Day Cash Advances
- No Faxing Documents
- No Security Needed
- Bad Credit OK
- Decision in Seconds!
| How Much Do You Need? | You Borrow | Repay on Payday* |
|---|---|---|
£50
£800
|
£200 | £250 |
£25 is charged for every £100 you borrow with us. Typical APR 1737%
* Payable in a single payment on your next payday - Other lenders may charge additional fees
Need cash today? Learn more
Quick introduction to Payday Power
We are an online provider of payday loans, uk cash advances and same day loans online. Our application process is 100% online, which means (in most cases ) there is no need to fax, email or send any documents to us, and your no fax loan can be deposited into you account on the same day you apply - Today, often in as little as 1 hour!
We offer small cash advances on your pay or wages, which are really easy to apply for online. They are paid into your debit card account, often within 1 hour of applying for your loan. Most customers just need some extra cash for emergency expenses, to help them out until they get their wages on their next pay day. While the average borrowing is about £200, you can apply for anything between £50 and £800. You must be employed to qualify; either full or part-time.
Any credit history may apply?
If you have a bad credit history or even no credit history, you may find it difficult getting the money you need or deserve through the regular channels, such as banks.
If you have had problems paying your bills or debts in the past, you may now have a bad credit record or history. Some people who have recently moved to the UK will be in a similar situation and find the banks are reluctant to lend them money. The list of reasons goes on to include CCJ's (county court judgments), bankruptcy, redundancy and mortgage arrears. We can help in all these situations.
Same day loans
Payday Power gives you an immediate decision and the ability to sign online - so you don't need to send us any documents. Our simple application is so easy, there is no need to leave your home or desk. There’s no faxing, no cheques and no hassle – simply apply and, once you are approved, sign your agreement online and your loan will be completed – same day. Your money is sent on the same day we agree your loan and will be in your bank account on the same day or within 48 hours (this is because some UK banks take this time to “clear” the money and of course weekend applications may take longer). Repay on your next pay day.
Could you benefit from a cash advance on your wages?
People all over the UK use our payday loans service for a number of reasons.
The most frequent reasons customers use us are:
- They need money today to cover an unexpected bills until pay day
- They want a last minute weekend break away from the UK before their next pay day
- A payday loan is cheaper than going over their overdraft limit
- Quick simple loan without a credit check and no faxing documents
- No questions asked, use your loan for anything you wish
How to get my application accepted
First Time Applications
Our simple application takes just 2 minutes and you get an immediate decision. Check the common application mistakes below as you can only apply once at a time.
Common Application Mistakes
- First names need to be in full and NOT just initials
- Date of birth is used to check you are over 18. Please double check the year is correct
- The limit is £400 for first time applicants and £800 for existing customers
- You must be employed full,part-time, consultant or contactor
- You must be paid by 'direct deposit' this means your pay is paid directly into your debit card account
- Your monthly pay must be more than £750
My application was rejected - What next?
We have very high acceptance rates but there are other ways to get a fast loan using your car logbook as security, where you will pay a much lower APR but usually over a longer period of time, so you won't need to repay everything on your pay day.
Learn more about a V5C Log Book Loan here.
You could also check out some more bad credit loan options here.
"Thank you for the excellent and prompt service. There was no faxing, no forms and I got my money in minutes."Martin P.
Payday Loans
Pay Day Loans are quick small loans, up to £400 for first time applicants and up to £800 for existing customers. Employment or a regular income is necessary to qualify as they are designed to be a quick fix to short term financial emrgencies and not as a temporary crutch for long term financial difficulties. They are paid into your bank account and are repaid on your payday. Bad credit is accepted as your current financial situation and your ability to repay any loan is more important than a credit check. Money can be deposited into your account Today and in most cases in under 1 hour.
